Professional Certificate in Personal Insolvency Practice

Professional Certificate in Personal Insolvency Practice

Credit Value: Professional Certificate | Duration: 10 Days

The Professional Certificate in Personal Insolvency Practice is designed to provide learners with in-depth knowledge of insolvency law in Ireland and the practical skills required to act for and advise debtors within personal insolvency procedures.

This programme covers the Personal Insolvency Act 2012 and its role in reshaping Irish insolvency policy, introducing structured mechanisms to support individuals in managing and resolving indebtedness. It prepares participants for professional engagement within the insolvency framework and supports eligibility requirements for those seeking authorisation as Personal Insolvency Practitioners (PIP) by the Insolvency Service of Ireland.

This course is delivered by City College Dublin and provides CPD recognition through the Institute of Banking and LIA.

Learning Mode

Live Online

Delivered through live online lectures with real-time instructor interaction and access to learning materials.

• 10 days delivery
• 9:30 AM – 5:00 PM daily
• Start Date: 12th October 2026
• Total Contact Hours: 38 hours + workshops

Price: €3,950

Qualification

Professional Certificate in Personal Insolvency Practice

Entry Requirements

Applicants must meet one of the following:

• Practising Solicitor (with valid practising certificate)
• Barrister-at-Law called to the Irish Bar
• Qualified Accountant (recognised professional body)
• Qualified Financial Advisor (LIA, Insurance Institute, or Institute of Bankers)
• Qualification in law, business, finance, or related field at NFQ Level 7 or equivalent, subject to ISI approval

Course Structure

This programme is designed to support learners from a range of professional backgrounds in developing the knowledge required to operate within personal insolvency practice.

The course includes lectures, tutorials, and practical workshops focused on real-world application of insolvency law and procedure. Participants will also engage in case-based learning and applied exercises relating to debtor and creditor scenarios.

Course content is subject to review after each intake and may be updated in line with industry standards.

Modules

Overview of Personal Insolvency

• Personal Insolvency Act 2012 framework
• Role of insolvency in Irish financial system
• Overview of Personal Insolvency Arrangements

The Role of the Personal Insolvency Practitioner

• Duties and responsibilities of a PIP
• Ethical considerations and professional obligations
• Regulatory framework

Debt Mediation and Restructuring

• Negotiation with creditors
• Debt resolution strategies
• Managing debtor–creditor relationships

Bankruptcy and Insolvency Alternatives

• Bankruptcy considerations
• Comparison of insolvency solutions
• Legal implications and processes

Legal System and Insolvency Procedures

• Court involvement in insolvency
• Insolvency Service of Ireland procedures
• Legal documentation and compliance

Debtor Finance and Assessment

• Income, expenditure, and asset evaluation
• Reasonable living expenses
• Financial analysis techniques

Repossession and Case Law

• Legal principles of repossession
• Relevant Irish case law
• Practical implications

Arrangement Construction (PIA/DSA)

• Drafting insolvency arrangements
• Case studies and applications
• Proposal development

Ethics, Fitness and Probity

• Professional ethics in insolvency practice
• Regulatory compliance
• Fitness and probity standards

Tax and Financial Considerations

• Tax implications in insolvency cases
• Financial restructuring considerations
• Cross-functional financial analysis

Workshops and Applied Practice

• Practical case studies
• Funds handling and practice setup
• Role of the PIP in real scenarios
• Psychological aspects of indebtedness

Assessment

Assessment consists of:

• Two-hour written examination (50%)
• Two written assignments (25% each)
• Mandatory attendance for all sessions

Learning Outcomes

Upon completion of this programme, learners will be able to:

• Demonstrate understanding of Irish insolvency law and the Personal Insolvency Act 2012
• Explain the role and responsibilities of a Personal Insolvency Practitioner
• Analyse financial and legal documentation in insolvency cases
• Communicate effectively with debtors, creditors, and regulatory bodies
• Apply insolvency procedures in practical case scenarios
• Support debtors through structured insolvency arrangements
• Interpret ethical and regulatory obligations in practice

Career & Progression Opportunities

Graduates may pursue roles or progression in:

• Personal Insolvency Practice
• Financial Advisory Services
• Legal and Compliance Roles
• Debt Management and Restructuring
• Accounting and Insolvency Services

This qualification supports eligibility pathways toward becoming a Personal Insolvency Practitioner in Ireland, subject to regulatory requirements.

Why Choose This Course?

✔️ Specialist qualification in Irish insolvency law
✔️ Required step toward PIP authorisation pathway
✔️ Delivered by experienced legal and financial practitioners
✔️ Strong practical and case-based learning focus
✔️ CPD recognition from professional bodies
✔️ Intensive 10-day structured delivery
✔️ High-level professional legal and financial training

Location & Start Date

Start Date: 12th October 2026

Learning Mode Available:
• Live Online

Duration:
• 10 Days
• 9:30 AM – 5:00 PM Daily
• 38 Contact Hours + Workshops